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4133 Cobalt Circle , Unit 22
Panama City Beach, FL 32408

$549,900 - Status: Active
Bed Icon Beds: 4
Bath Icon Baths: 4 full 1 partial
Sq Feet Icon SQFT (H&C): 2,855
MLS Icon MLS# 788310

Situated in the gated community of Waterhaven--a southern coastal enclave on the scenic St. Andrews Bay--this magnificent three-story townhome delivers an unparalleled blend of elegance and comfort. The neighborhood features charming cobblestone streets and provides a secure, tranquil atmosphere. The residence boasts four bedrooms, four and a half baths, and includes a separate carriage house with a full kitchen, bedroom, and bathroom above a spacious two-car garage. This unique configuration creates an ideal retreat for family and friends. The main house spans three stories and showcases stunning architectural details such as heart of pine hardwood floors, trey ceilings, Chicago brick, and meticulous millwork with 12-inch baseboards and crown molding. Plantation shutters brighten the rooms, while the warmth of hardwood flooring enhances the inviting ambiance. Upon entry, you are welcomed into an open-concept living and dining area that seamlessly connects to a high-end, gourmet kitchen. Designed for aspiring chefs and entertainers alike, the kitchen is adorned with granite countertops and professional- grade appliances, including a Sub-Zero refrigerator, a Viking 6-burner stove with convection oven, a Bosch dishwasher, and two Sub-Zero wine chillers at the wet bar. Elegant French doors in the dining room open to a serene private courtyard, inviting relaxation with a book, preparing a gourmet meal on the grill, or hosting gatherings under the stars. On the second floor, the primary suite features a generously sized walk-in closet and an ensuite bathroom with a double vanity, separate shower with dual showerheads, and a luxurious jetted soaker tub. A private balcony completes the southern row home vibe, providing an inviting space for morning coffee or quiet reading. Across the hall, the guest room includes its own ensuite bathroom and a balcony that overlooks the courtyard below. The third floor features another guest room with brand new carpet, ensuite bathroom, and additional climate- controlled storage closets. Above the two-car garage, the carriage house presents a fully equipped private getaway. This space includes a cozy sitting area, kitchen, laundry, bedroom, and full bathroom, making it an ideal option for extended family, guests, or a home office. As a resident of Waterhaven, you'll enjoy access to a variety of resort-style amenities. These include a bay front pool and the largest pier on the bay with marina, with both public and private boat slips--for fishing, boating, or taking in breathtaking sunsets. The clubhouse features a grand gathering room for events, a private theater, fitness center, summer kitchen, and outdoor grilling stations. With HOA fees covering all amenities, landscaping, water, trash, and exterior maintenance, the home provides a private, luxurious feel paired with the easy lifestyle of condominium living. Viewing in person is essential to fully appreciate its charm and elegance.

Property Features

MLS#: 788310
Zip: 32408
Subdivision: Magnolia Plantation
Development: 0319 - Beach - East
Property Type: Residential - Condominium
Cooling: Central Air, Ceiling Fan(s), Multi Units
Fenced: Yes
Garage: 2
Heating: Central, Electric
Home Style: Low Rise
Lot Size:
Roof Type: Metal
Stories: 3.0
Taxes: $4,077
Year Built: 2007
SQFT (H&C): 2,855

Feature Descriptions

Association Amenities: Game Room, Gated, Gazebo, Barbecue
Community Features: Community Pool
Exterior: Brick, HardiPlank Type
Exterior Features: Patio
Interior Features: Interior Steps, Smart Thermostat
Lot Dimensions: 20x20x20x20
Parcel#: 40000-050-076
Patio/Porch: Patio, Balcony, Covered, Porch
Pool: Fenced, Gunite, Gas Heat, In Ground, Community
Sewer: Public Sewer
Utilities: Electricity Available, Natural Gas Available, High Speed Internet Available
Waterfront: Bayfront
Window: Double Pane Windows

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Patronis

4133 Cobalt Circle , Unit 22 | MLS# 788310

This condo located at 4133 Cobalt Circle , Unit 22, Panama City Beach, FL 32408 is currently listed for sale with an asking price of $549,900. This property was built in 2007 and has 4 bedrooms and 4 full and 1 partial baths with 2855 sq. ft. Cobalt Circle , Unit 22 is located in the Magnolia Plantation subdivision. Search Magnolia Plantation real estate on tbraun.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Beycome of Florida LLC

Shown By

Agent Name: Tara Braun
Agent Phone: (615) 293-4404
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/14/2026. The listing information on this page last changed on 04/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 04/14/2026 1:47:33 AM EST) or Emerald Coast MLS (last updated Tue 04/14/2026 12:05:25 AM EST) or Central Panhandle Association of Realtors (last updated Tue 04/14/2026 1:17:19 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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